Worried your prescriptions might cost more than they should? A Medicare Part D plan can help lower what you pay at the pharmacy—often with preferred pharmacies, tiered copays, and mail-order options. At American Senior Benefits – Medford, we help you compare Part D plans in plain language so you can choose with confidence.
American Senior Benefits is a local team that helps Oregonians 55+ make sense of Medicare choices—without the pressure. We’ll take the time to listen, explain your options, and help you pick a plan that matches your prescriptions and your budget.
Part D plans have formularies (drug lists) and tiers. If your medications are covered and placed well, you may pay less at the counter.
Many plans offer “preferred” pharmacies with better pricing. We’ll check which pharmacies in the Medford area typically give you the best deal for your specific plan options.
Plans can differ on prior authorizations, step therapy, quantity limits, and mid-year formulary updates. We’ll help you understand what to watch for so you’re not caught off guard.
We review your medications to confirm they’re covered and what tier they fall under—because that’s what drives real costs.
We compare plan pricing using the pharmacies you actually use (or want to use), including retail and mail order when available.
We walk through how each plan charges—so you understand what you’ll pay before you commit.
If a plan has extra requirements, we’ll flag it and explain what it means in everyday terms.
Part D plans can change from year to year. We help you review your plan during Annual Enrollment so you can keep up with changes that impact your medications.
Once you choose a plan, we’ll guide you through the next steps and help reduce mistakes that can slow things down.
General inquiries
541-690-0259
Reach us at
zpark@asb.insure
Monday–Friday: 9:00 AM – 5:00 PM
Important note: We do not offer every plan available in your area. Any information we provide is limited to the plans we represent. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
Start with your medication list and your preferred pharmacy. The best plan is usually the one that covers your meds well and prices them well at the pharmacy you use.
No. Each plan has its own formulary (drug list) and tier structure. That’s why we check your exact medications before you enroll.
Often, yes—but pricing can change depending on whether your pharmacy is “preferred” with a given plan. We’ll compare costs using the pharmacies you prefer.
Most people review or change Part D during Annual Enrollment (Oct 15–Dec 7). Some people qualify for other enrollment periods depending on life events, plan changes, or assistance programs.
It depends on the plan’s formulary, tier placement, and rules like prior authorization. We’ll compare options and point out which plans look better for higher-cost medications.
Call 541-500-1050 or use the form to request a review.