Clear, unbiased guidance to compare your Oregon Part C options—so you can choose with confidence.
Medicare Advantage (Part C) rolls your Medicare hospital, medical, and often drug coverage into one plan from a private insurer. In Oregon, you’ll find many $0-premium options alongside plans with richer extras—dental, vision, hearing, OTC benefits, and gym memberships. We help you compare them side-by-side and match a plan to your doctors, medications, and budget.
Plan types:
HMO: Lower costs, must use in-network providers (referrals often required).
PPO: More flexibility to see out-of-network providers (usually higher cost).
SNP: Special Needs Plans for certain conditions or dual eligibility.
As of 2025, Oregon beneficiaries can choose from a wide array of MA plans, with average monthly premiums around the high-$20s and many $0-premium options—details vary by county and year. We’ll show the exact options for your ZIP code.
(in-network?)
(covered? pharmacy preferred?)
(premium + co-pays/coinsurance + MOOP cap)
(dental/vision/hearing, OTC, rides, fitness)
(state/nationwide access)
Your doctors, meds, budget, and must-have benefits.
We review a short list of Oregon plans that fit you best and explain the trade-offs.
We handle the paperwork and support you all year. (Annual plan check-ups included.)
Breadth of choice: Access to many highly rated carriers means we can tailor recommendations to your needs.
People-first guidance: Friendly, transparent, and pressure-free—always.
Local + national strength: A neighborhood team backed by national resources and training.
Welcome kit review, ID card basics, choosing PCP/specialists
Drug coverage walk-through, preferred pharmacy setup
Year-round help with authorizations, bills, and benefits
Annual Enrollment review to confirm you’re still in the best fit
It depends on your doctors, travel, budget, and how much you value extras vs. nationwide flexibility. We’ll compare both in plain English.
Premium can be $0, but you’ll still have co-pays/coinsurance and a maximum out-of-pocket cap. We’ll estimate your total yearly cost.
Most MA plans include Part D. We check your exact drug list, tiers, and preferred pharmacies to minimize your costs.
Yes—typically during the Oct 15–Dec 7 Annual Enrollment Period, and in some special situations. We’ll guide you through it.
No. Our assistance is free. If you enroll, carriers pay us—your premium is the same. We stay unbiased by showing multiple options.