Helping You Protect What Matters Most—With Clarity, Care, and Options That Fit
At American Senior Benefits – Medford, we help seniors throughout the Rogue Valley understand their life insurance options with clarity and compassion. Our team is local, experienced, and committed to making sure you feel confident about the choices ahead. You get personal guidance backed by access to top-rated insurance carriers—so your plan truly fits your goals and budget.
Peace of mind for you and your family. The right life insurance plan ensures your final wishes are honored without leaving financial stress behind.
Affordable protection that fits your stage of life. Many senior-focused policies are designed for fixed incomes, health changes, and predictable premiums.
A meaningful legacy for loved ones. Whether you want to cover funeral costs or leave a lasting gift, life insurance keeps your intentions clear and secure.
General inquiries
541-690-0259
Reach us at
zpark@asb.insure
Monday–Friday: 9:00 AM – 5:00 PM
A simple, affordable whole life policy designed to cover funeral costs, medical bills, or small debts. Permanent coverage, predictable premiums, and quick approval—even with health conditions.
Lifelong protection with guaranteed premiums and a growing cash value. Ideal for leaving a legacy or ensuring lasting security for loved ones.
Coverage for a set period—often 10 to 20 years—designed for short-term needs like income replacement or paying off a mortgage. A budget-friendly option for adults in their 50s and early 60s.
No medical exam and no health questions. Designed for those with significant health challenges who still want to protect their families from final expenses.
Flexible permanence—with adaptable premiums and long-term protection. Great for seniors wanting both security and control.
1. A friendly conversation. We start by learning what matters most to you—your family, your goals, and your budget.
2. Clear explanations of your options. We walk you through each type of life insurance in simple, everyday language.
3. A personalized plan. You’ll see multiple carrier options matched to your needs, with no pressure to choose quickly.
4. Easy enrollment. We help complete the application, gather documents, and keep you updated at every step.
5. Ongoing support. As your life changes, we’re here—right here in Medford—to review your plan and answer questions anytime.
Many seniors in the Rogue Valley qualify for affordable coverage—often without a medical exam. We compare multiple carriers to find a plan that fits both your health and your budget.
Yes. “Guaranteed issue” and simplified-issue policies often accept applicants with diabetes, heart conditions, or other health concerns. These plans focus on covering final expenses.
Most seniors choose coverage between $10,000 and $30,000 to handle funeral costs, medical bills, and small debts. Others choose higher coverage to leave a legacy or support a spouse.
Yes. Most policies are portable and remain active no matter where you move—just keep your premiums current.
Many senior plans approve in a few days. Guaranteed-issue policies can activate almost immediately.