Looking for competitive annuity rates in Oregon without taking on unnecessary risk?
At American Senior Benefits – Medford, we help Oregon retirees and pre-retirees compare today’s annuity rates and choose options that prioritize safety, income, and long-term peace of mind.
American Senior Benefits – Medford is a local, independent retirement planning office serving individuals and families throughout Southern Oregon. We specialize in helping people 55+ understand their options clearly, without pressure or confusion.
Our role is simple: help you make confident decisions using annuity products from highly rated insurance carriers—not just one company.
Today’s annuity rates are higher than many people realize, especially compared to traditional savings options. When used correctly, annuities can play a powerful role in retirement planning.
Top benefits of annuities in Oregon include:
For many Oregon retirees, annuities help replace the security pensions once provided.
General inquiries
541-690-0259
Reach us at
zpark@asb.insure
Monday–Friday: 9:00 AM – 5:00 PM
Offer guaranteed interest rates for a set period of time. Ideal for conservative savers who want stability and predictable returns.
Provide growth potential linked to a market index—without risking principal loss. Popular for retirement income planning.
Turn a lump sum into guaranteed monthly income, starting right away. Often used to supplement Social Security.
Designed to create income later in retirement, helping protect against outliving your savings.
Annuity rates vary by product type, term length, and carrier. Fixed and indexed annuity rates have been especially competitive in recent years, often exceeding traditional savings options.
In many cases, yes. Fixed annuities often offer higher guaranteed rates than CDs, along with tax-deferred growth. However, liquidity rules differ, which we review carefully.
Annuities are issued by insurance companies, not banks, and are backed by the financial strength of the carrier. We only work with highly rated insurers.
Yes. Many Oregon retirees use qualified funds through a rollover to purchase annuities designed for retirement income.
Not always. Annuities work best when used as part of a broader retirement strategy. We’ll help you determine if—and how—an annuity fits your situation.