A local partner helping Oregon seniors fill the gaps in Medicare — with clarity, care, and confidence.
At American Senior Benefits – Medford, we’re proud to help Oregonians navigate Medicare with confidence. As independent advisors, we represent more than 220 trusted insurance carriers — giving you the freedom to choose the plan that fits your life and budget best.
Medicare covers a lot, but not everything. That’s where a Medicare Supplement (Medigap) plan comes in — covering the out-of-pocket costs that Original Medicare leaves behind.
Here’s how it helps you:
Predictable Costs: No more surprise bills. You’ll know what you owe each month.
Freedom to Choose Providers: See any doctor or hospital nationwide that accepts Medicare — no networks or referrals needed.
Peace of Mind: With a solid Medigap plan, you can focus on your health, not the paperwork or fine print.
General inquiries
541-690-0259
Reach us at
zpark@asb.insure
Monday–Friday: 9:00 AM – 5:00 PM
We shop across 220+ insurers to find your best fit.
You’ll always work with a caring Oregon-based team, not a call center.
We explain your options in plain language — no jargon, no pressure.
Choose any Medicare doctor, anywhere in the U.S.
Annual plan reviews to keep you in the best coverage as your needs change.
Friendly Consultation – We start with a conversation about your health needs and budget.
Side-by-Side Comparison – We review every plan option available in your area.
Clear Recommendations – You’ll get honest advice and full transparency about pricing and coverage.
Simple Enrollment – We handle the paperwork so you can relax.
Year-Round Support – We’ll check in annually to make sure your coverage still fits your life.
Medigap plans help pay your share of Medicare-covered services — including deductibles, copays, and coinsurance. Coverage is the same across insurers, so your main decision is which company offers the best rate and service.
Most Oregon seniors choose Plan G for its comprehensive coverage and predictable costs. If you’re looking for lower premiums, Plan N is another solid choice.
Yes — Oregon has a Birthday Rule, allowing you to switch Medigap carriers each year around your birthday without medical underwriting.
No. You’ll need a separate Part D Prescription Drug Plan for medication coverage. We can help you find the best one for your needs.
For a 65-year-old, Plan G averages $150–$180 per month, depending on your carrier and zip code. Prices rise slightly with age, but we’ll help you find the most stable rate possible.